Advisory Council Team - Your Professional Qualification and Applied Academic Education Partner

The National and International Advisory Council Board
&
International Chapter Presidents

Mr. John T. Baier Co-Founder & Chairman

Mr. JOHN T. BAIER, CLU®, ChFC®, CFP®, CLF®, MSFS®. International Speaker, Trainer, Coach, Mentor and Management Consutanat, Co-Founder & Chairman, 25 Point Systems Inc. USA. International Training Partner (USA)

John T. Baier is an accomplished Senior Executive, Thought Leader, and Board Member, with more than 45 years of success across the insurance, management consulting, and software industries. Leveraging extensive experience with strategic planning and retention, he is a valuable advisor for a startup organization or an established company going through a restructuring. His broad areas of expertise include mobile applications, entrepreneurship, business development, and executive coaching.

Throughout his executive career, John held leadership positions with Baier Consulting International, 25 Point Systems, Seguros Monterrey New York Life, and New York Life Insurance Company. He was also on the board with GAMA International and the Advisory Council for New York Life.

John T. Baier entered the insurance business while still attending Seton Hall University. Following graduation he continued to work as an agent for New York Life. After serving military duty as an Artillery Officer in the Army, John re-entered his career in the insurance business and became an Assistant Manager. During this time, he hosted a weekly television show covering insurance and investments. He also taught CLU® courses in investments, income tax and finance.

On May 1, 1995, he returned to New Jersey as the Managing Partner. He has won almost every National Trophy with New York Life.

John became a lifetime member of the New York Life Partners Round Table in 2002 and was named the New Jersey Life Underwriter of the Year. He has promoted seven managers out to their own agencies. With over $11 million in First Year Commissions in 2014 and 243 agents, the New Jersey G.O. was one of the biggest, fastest growing and most profitable offices in the Country.

He is past Chairman of the MDRT/GAMA International Joint Mentoring Council, and was the President of GAMA International. In March of 2006, John was elected by his peers to Chair the Managing Partner’s Advisory Council for New York Life.

John was inducted into the GAMA International Hall of Fame in March of 2013, the highest honor in the Financial Services Industry.

In February of 2015 he was appointed Executive Director of Seguros Monterrey New York Life. In this role he was charged with coaching the top executives of the company.

He is holding most recognized qualification such as Certified Financial Planner CFP®, Chartered Life Underwriter (CLU®), Chartered Leadership Fellow (CLF®), Chartered Financial Consultant (ChFC®) Certified Financial Planner (CFP®) and Master of Science in Financial Services (MSFS®)

John T Baier, Co-Founder & Chairman

25 Point Systems

(B) 844-522-4374, (C) 201-723-4652

[email protected]

www.25pointsystems.com

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Mr. Rukman Weeraratne. Management Consultant, Mentor, Coach,

Insurance Industry, General Manager Marketing , Chief Officer - Business Development, Assistant Vice President, Chief Executive Officer, Best 50 Marketing Professionals in Asia at the 7th CMO Asia Award Winner In 2016

Mr. Rukman Weeraratne brings over 38 years of extensive and multidisciplinary management experience in the mercantile sector, specializing in Sales, Marketing, Distribution, and General Management. His career encompasses both local and international business environments, reflecting his profound impact on leading and transforming organizations across Sri Lanka and beyond.

Throughout his distinguished career, Mr. Weeraratne has demonstrated exceptional leadership in steering corporate transformation and development initiatives. His collaborative approach with cross-functional teams has consistently driven success in various high-profile roles. His expertise spans top management positions in several prominent organizations, including:

– Chief Executive Officer at MBSL Insurance Company

– Chief Officer – Business Development at Sri Lanka Insurance

– General Manager – Marketing and Distribution at Janashakthi Insurance

– Assistant Vice President at John Keells Hotels

– General Manager – Marketing and Distribution at Union Assurance

– Deputy General Manager – Distribution at Eagle Insurance (now AIA Insurance)

Additionally, Mr. Weeraratne has served as a Board Director at Amana Takaful Life, where his strategic insights and governance skills contributed significantly to the organization’s growth and direction.

Renowned for his personal integrity, credibility, and strong self-esteem, Mr. Weeraratne excels in people management and networking. His ability to build and maintain professional relationships is a testament to his leadership style and effectiveness.

In recognition of his outstanding contributions to the field, Mr. Weeraratne was honored as one of the Best 50 Marketing Professionals in Asia at the 7th CMO Asia Awards in Singapore in 2016. His industry expertise has been shared and celebrated at numerous esteemed local and international conferences, further cementing his reputation as a thought leader in the industry.

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Mr. Nalin Attygalle Marketing & Management Consultant

Marketing & Management Consultant, Justice of Peace [Sri Lanka], Certified Professional Marketer [Asia Pacific], Practicing Marketer (Sri Lanka), Dip. Bus. Mgt. Finst.PM [UK], CPM, FACPM, FGMN, MSLIM.

Nalin Attygalle is a corporate expert and a veteran marketer with over 35 years of senior management experience in private and public sector institutions. He has been serving many private and public sector organizations in various capacities.

As a marketing and management consultant, as a trainer, as a lecture, he has done many assignments. His diverse experience and knowledge, driven him to get involved in different products and services ranging from Consumer durables, Electronics, Industrial goods, FMCG and services sector. Also he has carried out many successful corporate planning and strategic planning workshops for public and private sector institutions.

He was a Past president of Sri Lanka Institute of Marketing (SLIM) for number of years, Chairman of Nuclear Entrepreneur Foundation (NEF), Chairman- National Sports Council of Sri Lanka, Chairman, Social Marketing Project of Family Planning Association, Council member of University of Colombo, Council member of University of Visual & Performing Arts, Council member of Family Planning Association, Senior Council member of FCCISL, National Project Director, EU,OXFAM-GB funded project, Secretary General/CEO of Federation of Chamber of Commerce & Industries of Sri Lanka, Commission member of Tertiary and Vocational Training Commission (TVEC), Board Member of Sri Lanka Accounting & Standards Institution, Chief Consultant for EXPO 2012 initiated by (EDB)and a Board Member of Insurance Board of Sri Lanka (IBSL).

First ever Presidential Awards for Travel & Tourism, First ever International Boat Show- Sri Lanka, First ever South Asian Port Games-SAPOG and South Asian Games-SAG are some of the land mark events in Sri Lanka led by him in the past.

He was the Chairman Panel of Judges and also served as a member of judging panels namely, Presidential Awards for Travel & Tourism (PATT), National Exports Awards (NCE), Sri Lankan Entrepreneur of the year (FCCISL), National Awards for Licensed

Foreign Employment agencies (SLBFE), National Food Awards (SLFPA), National Quality Awards (SLSI), Women Entrepreneur of the year and many more.

His consultancy assignments was cross the board and few institutions to name, Telecom Regulatory Commission Sri Lanka (TRC), Associated News Papers Ceylon Ltd. (ANCL- LakeHouse), Lanka Phosphate Ltd, National Insurance Corporation Ltd, (NIC), Development Lotteries Board, (DLB), Nivasee Developers Pvt Ltd., Capitol Residencies, Ocean Edge Residencies, Independent Television Net Works (ITN), Flexport, American Premium, SJMS Associates, Pan Asia Bank, GTZ, UNIDO etc.

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Mr. Beau Henderson RICP, CLTC, NSSA, CPRC, CEO & FOUNDER

International Lead Trainer, Financial Coach, Best-Selling Author Of The RichLife - 10 Investements For True Wealth, Retirement Resource Radio Host, & RichLife Financial Advisor.

Beau Henderson is the Bestselling Author of several books including The RichLife: Ten Investments for True Wealth, The Roadmap to a RichLife, The 5 Thieves That Will Steal Your RichLife, The RichLife Stewardship Principle and Masterful Communication For Success With Business and Life with Dr. Bill Lampton.

He holds a degree in Psychology from the University of Georgia as well as the designations of Retirement Income Certified Planner, National Social Security Advisor, Certified Long-Term Care, Master Certified Success Coach and Certified Master Behavioral Analyst, in addition to his role as CEO of The RichLife Advisors.

As a media contributor, Beau’s message of the RichLife has been featured in media outlets including The Huffington Post, Wall Street Journal, Reuters, CNBC, and Market Watch.

Beau was studying at the University of Georgia to be a psychologist when his father passed away at 49 years of age from lung cancer. He felt helpless as he watched his mother, who had been married to his father since she was 18, struggle with financial decisions. He left college to return home and help her piece her life together.

Through his family’s heartbreaking experience, he found a silver lining when he realized that he could make a profound difference in someone’s life by helping them navigate important financial decisions. His interest in psychology, coupled with his fascination with financial matters, led him to a career he loves. Now over 16 years later, he has never stopped learning and growing through his work.

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Mrs. Sithari Thanya Ranawaka. President – IFIP New Zealand Chapter Director – IARFC Sri Lanka Chapter (New Zealand)

Trainer & Motivational Speaker International Training Partner, New Zealand MBA-UK, BBA-UK, NCC-UK,HDip HRM &SE, Dip in Psychology, SLIM-AM, Doctoral Candidate in Lincoln University of Malaysia, Reading MAM in NMIT New Zealand, Visiting Lecture in HRM & Marketing, Certified Trainer & Motivational Speaker

Mrs. Sithari Thanya Ranawaka is a Visiting lecturer in Marketing and Human Resources Management and a certified trainer. She currently serves as a Mentor for students at NMIT Nelson New Zealand. She graduated with second upper-class honors from the University of London Metropolitan UK and obtained her first MBA from the Cardiff Metropolitan University UK. She is currently reading her second master’s in applied management in New Zealand and She is in her final year of doctoral study (DBA) at Lincoln University Malaysia specializing in business management. She has obtained HR, Marketing, Banking, Psychology, Insurance, Health and Safety, and Information Technology qualifications while working in the capacity of trainer. Her major areas in teaching for undergraduate and postgraduate programs are Marketing Management, Human Resource Management, and Psychology. Her research publications are under Human Resources and Business Management which is in line with her main study areas.

In her experience, she was a banker for 15 years as she was an Assistant branch operations manager at Nations Trust Bank, a Relationship manager at Union Bank, and a Zonal training manager at HNB Assurance. She is an Associate member and a guest speaker of SLIM Southern. Furthermore, she contributed to many trainings as a key trainer and a guest. Additionally, she serves as a guest speaker on television with the title of Motivational speaker and Mentor.

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MR. RAVI RAJPAL Vice President – IARFC Sri Lanka and UAE Chapter (India)

President – IFIP India Chapter Vice President – IARFC Sri Lanka and UAE Chapter (India) Founder, Life Dignified Wealth Mentor | Global Speaker | MDRT Leader | Transformational Coach

For over 23 years, Ravi Rajpal has been transforming lives through wealth management and purposeful financial coaching. As the Founder of Life Dignified (earlier My Money Management), he and his team serve as trusted caretakers of the wealth of more than 600 families, managing assets exceeding USD 540 million. His passion lies in educating and empowering clients to participate in managing their own finances, while his life purpose remains deeply rooted in transforming lives, creating unreasonable leaders, and building infinite abundance across the world. At Life Dignified, the mission is to help clients experience true financial freedom and achieve their goals with a clear path to legacy creation. Through strategic asset allocation and personalized financial planning, Ravi ensures every investment continues to grow while maintaining simplicity and stability. His guiding philosophy is simple yet profound — “We make your money work for you, creating an income clone that continues your legacy.” Key areas of expertise include: Passive Income Creation Legacy & Succession Planning Asset Allocation & Wealth Management Financial Coaching & Goal Achievement A LIMRA-certified professional, 23-year MDRT member, and 7-time Court of the Table qualifier, Ravi has earned over 200 awards and global recognition for his excellence and leadership. He has inspired more than 9,000 financial advisors through over 100 international speaking engagements, including: MDRT Vancouver 2016 – Goal Setting & Time Management MDRT Los Angeles 2017 – Panel Moderator MDRT Miami 2019 – Barriers in Goal Setting and 5 Quick Ways of Fact Finding Ageas MDRT Day Thailand 2021 MDRT Boston 2022 – Art of Networking MDRT Vancouver 2024 – Art of Data Collection (Connextion Zone) Invited Main Platform Speaker – MDRT 2026 Speaker – APLIC 2025 He proudly represents Life Happens (India) as a Brand Ambassador and was featured by ABP News for his advocacy on the importance of life protection. Ravi’s commitment extends beyond his business — he has been a dedicated volunteer leader for MDRT, serving in several key roles including: Company Chair, Max Life Insurance (2015–2017) Area Chair, West India (2018–2019) Country Chair, India (2020–2021) Zone Chair, South Asia (2022–2023) Region Chair, Zone C (2025–2026) Current Representative, MDRT Foundation (India) Current Representative, MDRT Academy (Worldwide) Based in Mumbai, Ravi lives a fulfilling and balanced life with his mother, wife, four children, and their beloved puppy — his greatest inspirations. He believes in living abundantly, giving equal importance to family, travel, health, and continuous learning. A certified ICF (International Coaching Federation) coach and Landmark Worldwide facilitator for over 25 years, Ravi continues to guide individuals on their journeys of transformational learning. His mission is clear and heartfelt: “To create unreasonable leaders and abundance for all.” Education Bachelor of Commerce (First Class) – Jai Hind College Diploma in Polymer/Plastics Engineering – Bhagubhai Polytechnic About Life Dignified Founded in 2003, Life Dignified is a trusted financial planning and wealth management firm that helps individuals discover their financial DNA, make value-based financial decisions, and create legacies that last generations. The firm’s core services include: Financial Planning Wealth Management Asset Allocation Insurance & Risk Solutions

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MR. THECHINAMOORTHY SUBBIAH CHETTIAR President- Malaysia Chapter, Director – IARFC Sri Lanka and UAE Chapter (Malaysia)

LL.B (Hons) Lond., CFP, ChFC, CLU, ChIFP, RFP, Shariah RFP, AEPP Licensed Financial Planner, Consultant & Trainer Director of Financial Services (Securities Commission of Malaysia) License No: CMSRL/B1268/2011

Mr. Thechinamoorthy is a much sought-after speaker and trainer in the financial services industry. He has been involved in the industry since 1994. Despite his humble beginnings and growing up in a dysfunctional family, he has transformed his life through the passion he discovered in the life insurance business. He holds a law degree from the University of London. He is a Chartered Financial Consultant (ChFC) and Certified Life Underwriter (CLU) from The American College – MII. In 2003, he qualified as a Certified Financial Planner (CFP), certified by the Financial Planning Association of Malaysia (FPAM), and in 2004, he successfully completed the Registered Financial Planner (RFP) program with the Malaysian Financial Planning Council (MFPC). In 2009, he was certified as a Shariah Registered Financial Planner by the Malaysian Financial Planning Council. Furthering his academic pursuits, he completed the Chartered Investment Financial Practitioner (ChIFP) program, which covers Asset & Funds Management, Financial Statement Analysis and Asset Valuation, Investment Management, Corporate Finance, and Legal Considerations of the Malaysian Capital Market. He is currently a Licensed Financial Planner and holds a Capital Markets Services Representative License issued by the Securities Commission of Malaysia. He is a strong advocate and practitioner of need-based advisory services. Mr. Thechinamoorthy has spoken on numerous platforms, both locally and internationally. He has been invited as a guest speaker and trainer for organizations beyond the financial services industry, including Maxis, Tenaga Nasional, Sunway University, IBM Malaysia, DiGi, Sony Corporation, Prudential Indonesia, AIA Thailand, and THAIFA, among others. He was also a main platform speaker at the NAMLIFA Conference in 2014. He served as a member of the Malaysian Financial Planning Council Editor’s Board, which was responsible for publishing Financial 1st Magazine. Throughout his distinguished career, Mr. Thechinamoorthy has earned numerous awards in the financial services industry, including the Million Dollar Round Table (MDRT), Excellence Award, Admired Agency Award (AAA), Master Summit Award, and the Million Dollar Agency Award. He is also an Associate Trainer for the Centre for Excellence, where he contributes to developing professionalism, productivity, and high standards of practice management through the Life Planning Advisor Program. Since 2013, he has also served as an Ambassador for the Live Great Program for his company. Mr. Thechinamoorthy has authored a series of articles on financial planning for various magazines and newspapers in Malaysia. His personal philosophy is: “Find your voice and help others find theirs.”

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